We are a Carbon Neutral Electronic Money Institution Financial Super App
Our concern for the wellbeing of our planet and people, motivated us to create a digital ecosystem where your transactions can become the currency for transformation.
Our vision goes beyond banking
to take charge of their financial journey and have a positive impact
on the planet while doing so.
Vision
At Ribbon, we envision a world where financial empowerment and environmental stewardship go hand in hand. Our vision extends beyond traditional banking, aiming to create a sustainable financial ecosystem that enables our customers to thrive financially and champions our planet's health. We believe in pioneering innovative financial solutions that foster economic growth, personal empowerment, and environmental sustainability.
Mission
Our company, Ribbon has a mission to revolutionize the way individuals and businesses interact with their finances by providing a platform that is not only secure, intuitive, and accessible but also deeply committed to making a positive impact on the planet. We aim to empower our customers with the tools, knowledge, and opportunities to take control of their financial journey, make informed decisions, and support sustainable practices.
Agency over your financial wellbeing
Our People
Meet our team
Ribbon is an integral component of a distinguished financial services group, featuring industry experts and leaders as co-founders and board members.
Ashesh Jani
CEO & Co-founder
Former Retail and Digital Banking head at ICICI Bank. Leading their U.K., Europe and North America businesses.
Rajesh Radhakrishnan
Chief Technology Officer
Experience of implementing, adapting and managing IT infrastructure, applications and platforms along with building cryptocurrency trading platforms and e-wallets
Williams Vampu
Head of Compliance, Risk and MLRO
Williams has worked in banking for the past 17 years and has significant Anti-Money Laundering regulatory experience. He has worked as Deputy MLRO and Frauds Controller in his previous role based in South Africa. He also holds a number of key financial services qualifications including the ACAMS certifications.
Manish Vaid
Head of Channels
A result driven professional with extensive experience in Business Development, Marketing and Product Management. In his professional career, Manish was Head of Bancassurance & International Business for Kotak Life Insurance (India); and Head of Marketing & New Account Acquisitions for ICICI Bank UK PLC.
Vishal Sinha
Head of Operations and Customer Experience
Vishal Sinha is a seasoned operations and customer service professional with 13+ years of experience as a visionary architect of change in the worldwide banking sector. With a commitment to digital transformation, Vishal is dedicated to creating a more customer-centric tomorrow and embraces a new era in finance, where each customer touchpoint is an opportunity to deliver excellence.
Bhaskaran Thangaraj
Channel Manager
Bhaskaran has 4 years of UK experience in Banking as a Relationship Manager sourcing new and managing existing corporates in the UK-India corridor to help employees with their banking requirements. Has significant sales and business development experience across a wide range of industries, like IT Service, IT Consulting, Business Consulting Service and Banking with consultive selling experience. He holds a Master's in Business Administration and a PGD in Marketing Management.
Sal Syed
Head of Digital
Former Oracle and SAP software services executive, experienced in launching and advising technology startups, delivering FinTech & RegTech solutions, and managing Digital Transformation projects.
Yashodhara Khajuria
Senior Product Associate
Yashodhara brings significant banking and financial services experience to this role including retail banking operations, foreign exchange and trade finance. At Ribbon, she is actively involved in creating product strategies and building partnerships to offer various features for a seamless user journey. She is passionate about product, payments and the fintech space.
Liam Cabeza
AML Associate
An AML Associate supports financial institutions by monitoring transactions, identifying suspicious activity, and ensuring compliance with anti–money laundering regulations, while also assisting customers with secure and efficient service
Suchit Punnose
Executive Chairman & Co-founder
Founder of Red Ribbon Asset Management Plc, the ultimate holding company of Ribbon Plc
Franco Cassar
Non Executive Director
An experienced financial services professional, including 35 years in UK Retail/Corporate Banking. He has served as an executive Board member of the Gibraltar Bankers Association, Gibraltar Financial Services Commission, Gibraltar Finance Centre Council and Gibraltar Chamber of Commerce and currently holds INED positions in banking and insurance sector companies and non-financial regulated companies.
Nuria Harjani
Non Executive Director
Specialises in business advisory, client acquisition, growth and management of portfolios in Finance, E-money and Fintech across Europe
Change is in your hands
